Commercial 

Insurance

We offer a wide range of Commercial insurance options.
 
Browse our options below, or just fill out the form to get started today!
 
 
Coverage for Commercial Liability insurance includes:

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This type of insurance covers the cost of personal and property damages including your legal defense up to the limits of your policy.  General commercial liability insurance can be purchased individually or as part of a Business Owners Policy or Commercial Package Policy.  Commercial liability insurance is needed by every business including restaurants, bars, medical practices and manufacturing. 

 
 

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Type of Group Health Plans are:

 

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Examples of Professional Liability Insurance are:
  • Errors & Omissions

  • Directors & Officers

  • Employment Practices Liability

To learn more about protecting your business with professional liability insurance, start a quote to have one our experienced agent contact you.

 
Worker compensation insurance protects employers and employees from injuries that occur when your employee is acting in the course and scope of employment.

This insurance covers an injured worker for medical care and income compensation while they are unable to return to work.  Workers Compensation insurance also typically covers the employer from law suits brought on by workers that are injured while performing their duties.  This type of insurance is required by every business that has employees in every state.  But no two states have the same exact governing laws and regulations and punitive damages for employer negligence are generally not available in workers compensation plans.

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Coverages for Workers Compensation insurance include:
  • Medical - Doctor visits, hospital care, physical therapy and prescription medication.

  • Disability - Partial income replacement

  • Vocational Rehabilitation

  • Death Benefits

  • Employment Related Illnesses

 

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© 2018 by Ives Insurance Services